SusiTahanan

😇🙏🏻

Invest wisely 😉

Tiwala lang, kaya natin yan ☺️

Soon ikaw naman ✨✨✨

Walang masamang mag umpisa sa maliit 🏠

𝗙𝗼𝗿 𝗮 𝟮 𝗠𝗶𝗹𝗹𝗶𝗼𝗻 𝗵𝗼𝘂𝘀𝗲 𝗮𝗻𝗱 𝗹𝗼𝘁

Downpayment: ₱400k
You'll avail a ₱1.6 million housing loan

Assuming a
6% annual interest
20-year term

Monthly amortization ≈ ₱𝟭𝟭,𝟰𝟲𝟮
Mortgage payment = 30% of gross monthly income

𝗥𝗲𝗾𝘂𝗶𝗿𝗲𝗱 𝗴𝗿𝗼𝘀𝘀 𝘀𝗮𝗹𝗮𝗿𝘆:
₱11,462 ÷ 30% = ₱𝟯𝟴,𝟮𝟬𝟳/𝗺𝗼𝗻𝘁𝗵

So, you need approximately ₱38,200 gross monthly salary for a ₱1.6M loan under these assumptions.

Note: There are banks na hanggang 20% of gross monthly income lang yung sinusunod.

Pag-IBIG offers up to a 30-year housing loan term, as long as the borrower does not exceed 70 years old at the end of the loan term.

I-manifest na natin to bago matapos ang taon ☺️

Laban lang 💪